1 2 3 Finance understands the financial needs of Overseas Filipino Workers (OFWs) and their families. That’s why we offer personal loan solutions with low interest rates and flexible installment terms — designed to fit your budget and support your goals.

You can choose a repayment period of 6 to 18 months, depending on what works best for you. We’ve also simplified the application process with minimal document requirements, so you can get the financial support you need, when you need it.

We serve both first-time and returning land-based OFWs residing in Luzon, Cebu, Iloilo, Davao, and Cagayan de Oro, including nearby provinces. With no collateral, no hidden fees, and no deductions from your loan proceeds, we provide one of the highest approval amounts for OFW personal loans in the country.

Check out our accepted Valid IDs here.

1 2 3 Finance Group will never ask you to pay an upfront fee for your loan application. If you receive a call, SMS, or email asking you to pay a fee in advance, do not engage. Please report the incident immediately to our Customer Service hotline at 0908-550-0583 or email us at customer.service@123finance.ph.