It's as easy as 1, 2, 3!
QUICK & EASY APPLICATION
We guide and assist our clients in meeting their loan requirements and ensure the collection of loan obligations in a professional and supportive environment.
FAST APPROVAL
Most loans are approved within 1 day of receiving complete documents.
LOWEST RATE
Lowest rate guarantees that you benefit from the most cost-effective lending option available, saving you money on interest charges






Doing business under the name and style of 1 2 3 Finance Group
At 1 2 3 Finance Group, we’re more than a finance company—we’re your trusted partner, supporting you through your financial journey as an OFW.
- QUICK & EASY APPLICATION
- FAST APPROVAL
- LOWEST RATE
- TOTAL TRANSPARENCY

Need help? We are here to assist.
Making a decision to borrow money is a big commitment. We understand that you may have a lot of questions. We are open and transparent about all aspects of our loan products. If you have a question or clarification please get in touch with our customer service team.
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Happy Clients
To make sure we give our clients the best possible experience, we’re currently focusing on offering Personal Loan to land-based OFWs, both first time and returning.
Once we receive your complete documents we can approve your loan within 1 day. In some cases we may get in touch with you to confirm details or ask for additional information.
You may reloan if you have 2 months or less remaining on your current loan and have a good payment history. If approved, the outstanding balance will be deducted from your new loan amount before disbursement.
We offer various payment solutions to help you get back on track with your financial obligations, subject to our terms and conditions. All you need to do is email us at collection@123finance.ph or call our Collection Department during working hours (PH time).